
Payment Plans
WHAT IS HFA?
HFA (Healthcare Financing of America) partners with healthcare providers to offer digital financing solutions, providing real-time loan approvals to help patients access care without delay.
3 REASONS WHY YOU'LL LOVE HFA
-
0% Interest Financing
-
No Hard Credit Pull
-
100% Same Day Approval
-
5-10 Minute Application Process
How does cherry work?
Cherry performs a soft credit check, which does not hurt your credit score, to determine approval amounts and contract type, as well as to verify applicant identity. Cherry may ask for additional information from some borrowers in order to determine approval amounts.
-
CareCredit provides financing for a wide range of healthcare expenses.
-
There is no impact on your credit score to prequalify.
-
CareCredit offers interest-free promotional financing options.
*Subject to credit approval. Standard APR applies if balance is not paid within the promotional period. Rates and terms vary by purchase amount.
How does CARE CREDIT work?
CareCredit performs a soft credit check, which does not impact your credit score, to prequalify applicants and determine approval amounts.
Once approved, CareCredit provides a credit line that can be used for eligible healthcare expenses. Some applicants may need to provide additional information for approval or to finalize financing terms.
How does hfa work?
HFA streamlines patient financing through an all-digital platform with real-time loan approvals in about 90 seconds. Patients choose from flexible loan options, and healthcare providers receive payments within 48 hours, ensuring accessible care and efficient payment processes.
CUSTOMER REQUIREMENTS
-
Cherry qualifies customers for up to $10,000.00
-
There is no hard credit check
-
Cherry offers zero percent financing options*
*0% APR is subject to approval. Regular APR 9.99% – 35.99%. Down payment may be required.
CUSTOMER REQUIREMENTS
Applicants must be at least 18 years old (or 21 in Puerto Rico).
A valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is required.
A stable income source and sufficient credit history may be needed for approval.
Applicants must reside in the United States.